Following any personal injury accident, you are allowed to seek financial compensation if the accident happened due to someone else’s negligence. The compensation will cover all the injuries and damages you incurred from the accident. As soon as you file a personal injury claim in Louisville, you will be given an insurance adjuster who will take your case forward.
The insurance adjusters are trained employees from the insurance company. No matter how friendly they appear, their primary goal is to save the insurance company’s money by finding loopholes in your claim. Therefore, you need to be very careful when speaking to anyone from the insurance company.
It would be in your best interest to speak to a personal injury lawyer louisville ky, before getting involved in any conversation with the insurance company.
Practical tips to remember when speaking to the insurance company.
When an insurance company approaches you, your every action and word will be used against you. It is obvious that many victims are still not over their personal injury accident, and many may not be in the right state, even to speak. This is when the insurance company will try to approach.
To ensure you do not settle for less or face any injustice, below are a few tips that will help you when you speak to the insurance company.
- Respond to the questions, but do not answer things you are unsure about. If you are not sure about the answer, you can deny answering instead of assuming and making a statement.
- Remain calm when you speak to the insurance adjuster. Answers in panic can give wrong information and lead to unfavorable results for your claim.
- If the insurance adjuster asks you to give a recorded statement, avoid giving them until you speak to your lawyer. This is because your lawyer can assist you in giving a recorded statement is the right option than a written statement.
- Never overexaggerate your injuries. Whatever your injuries are, be honest about it. Exaggerating your medical conditions will only worsen the situation, as the insurance company will verify everything you say. So, if they find you are lying about your injuries, you will not be given compensation.
- You are not obligated to respond to personal questions. If you believe the insurance company is asking personal questions, you can politely refuse to answer them.
There are various ways for the insurance company to trick you. Therefore, it is essential to have an experienced lawyer by your side who can help in dealing with the insurance company and ensure you get the successful compensation.